On 29th of November, 2011 RUSEFF and NBD Bank management conducted an awarding ceremony for the 9 most proactive loan officers for their full commitment in RUSEFF implementation and successful disbursements in energy efficiency lending. The participants were honored with a special gratitude certificate and bonus payment. In this respect RUSEFF experts held an Energy Efficiency Training for the bank staff that aimed to increase better understanding of energy efficiency modernisation and how to raise awareness of energy efficiency amongst the clients. It is a clear perception of NBD Bank that RUSEFF is more than a credit line; it is a smart financial product that supports private companies to save energy and to become more competitive.